Team
Sunil Kumar
Assistant Vice President - APAC
Sunil is the General Manager at LuLu Financial Services (Phils.) Inc. With a Master’s in Agriculture Science from Kerala Agricultural University, Sunil started his career as a banker with Union Bank of India. He joined LuLu Financial Holdings in 2014 and has since, played a pivotal role in setting up the business thanks to his industry knowledge and expertise.

Our Key Team Players
Bijeesh Mani Jalaja
General Manager - LuLu Money (Philippines)
Vanniesa Emberga
Compliance Manager - LuLu Money Philippines
Bijeesh Mani Jalaja
Vanniesa Emberga
Bijeesh Mani Jalaja
General Manager - LuLu Money (Philippines)
Bijeesh Mani Jalaja is the General Manager of LuLu Financial Services (Phils) Inc., with over 24 years of experience in foreign exchange. He specializes in operations, KYC/AML compliance, remittance, Forex, and business development. Bijeesh is known for his leadership, analytical skills, and industry expertise. He has a strong track record in improving company systems and team performance.
Vanniesa Emberga
Compliance Manager - LuLu Money Philippines
Vanniesa G. Emberga is the Compliance Manager of LuLu Financial Services (Phils) Inc. She is a seasoned finance and compliance professiVanniesa G. Emberga is the Compliance Manager of LuLu Financial Services (Phils) Inc. She is a seasoned finance and compliance professional with over 17 years of experience in anti-money laundering (AML), risk management, and regulatory compliance across both traditional and Digital banking including Virtual Currency Exchange sector. She has successfully led compliance programs, developed AML frameworks aligned with BSP and global standards, and managed end-to-end financial reporting and audit processes. With certifications in AML, corporate governance, and risk management, she brings a comprehensive understanding of financial systems and regulatory requirements.onal with over 17 years of experience in anti-money laundering (AML), risk management, and regulatory compliance across both traditional and Digital banking including Virtual Currency Exchange sector. She has successfully led compliance programs, developed AML frameworks aligned with BSP and global standards, and managed end-to-end financial reporting and audit processes. With certifications in AML, corporate governance, and risk management, she brings a comprehensive understanding of financial systems and regulatory requirements.